It’s National “Ask for Your Credit Report” Day
It’s not an official holiday, but I’m starting it. Since I’m allowed to ask for a free copy of my credit report once per year (or any time I’ve been denied credit), I’m going to do it every March 15th.
I’m not worried about anything in particular, but identity theft has started to become more common place. I even know someone that this happened to and the results weren’t pretty. Furthermore, I just want to make sure that the information is current, as in the past couple of years I’ve bought and sold a house, and paid off loans.
So, I encourage everyone to request a copy of their credit report on March 15th (or thereabouts), and make sure everything is on the level.
In Canada, there are two places to send a request to:
TransUnion – Send a letter with your information
Equifax – Fill out the form
This report from the Canadian privacy commissioner details a case that shows some of the rights that Canadians have about access to the information that banks use to make decisions about them.
Apologies to the non-Canadians in the crowd, if someone has information on the policies in other countries please let me know or post it and send a trackback.
I’m kinda scared to look but I do have to order one.
March 16th, 2004 at 12:35 amSean’s Obsessions: It’s National
Sean’s Obsessions: Get a Free Credit report (In Canada)
April 1st, 2004 at 12:08 pmI ordered my report from TransUnion about 3 years ago by snail mail and they completely ignored my request. They didn’t have a phone number either.
April 4th, 2004 at 11:11 am